Built for treasurers who want process, not guesswork
Altrevia Ki exists to bring a disciplined, data-led framework to how UK small businesses handle idle cash reserves — replacing ad hoc decisions with a repeatable, risk-managed methodology.
Reserve management shouldn't rely on instinct
Too many small businesses leave cash reserves sitting idle or move them based on incomplete information. Altrevia Ki was built on the premise that systematic data analysis and defined risk controls produce more consistent outcomes than one-off decisions made under pressure.
Why we started Altrevia Ki
Small business owners are typically expected to be experts in cash management on top of running their actual business. We saw the same pattern repeatedly: reserves parked in low-yield accounts, or moved reactively without a consistent process behind the decision.
Altrevia Ki was built to close that gap — a structured layer that applies the same analytical rigour to a small business's reserves that larger organisations apply to their treasury operations, without requiring a dedicated finance team.
The result is a platform designed around process discipline: defined inputs, defined risk parameters, and a repeatable framework rather than case-by-case judgement calls.
What guides how we build
These principles shape every decision we make about the platform, from how data is handled to how risk controls are set.
Process over prediction
We favour defined, repeatable methodology over attempts to forecast markets. Consistency in process is what we optimise for, not one-off wins.
Transparency by default
Clients should understand what a decision was based on and why. We aim to make the underlying logic of every allocation visible, not opaque.
Risk controls first
Defined risk parameters come before performance targets in how we design the system. Protecting reserves is the primary objective.
Built for small business reality
We design for owners without a finance department — clear defaults, sensible guardrails, and minimal ongoing overhead.
Continuous refinement
The methodology is treated as a living framework, reviewed and adjusted as data and conditions evolve, rather than a fixed model.
Plain-language communication
Financial tooling doesn't need to be dressed in jargon. We write and design for clarity first.
A team-level approach, not a solo tool
Altrevia Ki is developed and operated as a small, focused team responsible for the platform's methodology, risk framework, and day-to-day operation — rather than a single automated black box.
Methodology design
Responsible for defining and maintaining the data-analysis framework that underpins every allocation decision, including the assumptions and boundaries it operates within.
Risk oversight
Focused on setting and monitoring the risk parameters that constrain how reserves can be allocated, and reviewing those parameters as conditions change.
Client operations
Handles onboarding, day-to-day support, and making sure the platform's outputs remain clear and actionable for business owners using it.