Every feature built around one job: protecting reserves
Altrevia Ki combines rules-based allocation, transparent reporting, and configurable risk controls into a single system for UK small business cash reserves.
Designed for operators who want oversight without spending hours on it.
A closer look at the core system
Each feature below addresses a specific gap in how small businesses typically manage idle cash — manual spreadsheets, single-bank concentration, or ad-hoc decisions made under time pressure.
Rules-based allocation engine
Reserves are distributed according to a fixed set of risk parameters you configure once — not adjusted based on mood, headlines, or guesswork. The engine reads current allocation data and rebalances only when predefined thresholds are crossed, which keeps activity low and intent consistent.
Benefit: decisions are repeatable and auditable, so you can explain exactly why a reserve sits where it does at any point in time.
Configurable risk thresholds
Set minimum liquidity levels, maximum exposure per allocation category, and rebalancing triggers before anything goes live. Thresholds stay fixed until you change them, removing case-by-case discretion from routine decisions.
Plain-language reporting
Monthly summaries describe what changed and why, without financial jargon. Reports are structured the same way every time, so comparing one period to the next takes minutes, not hours.
Multi-institution visibility
View reserve positions held across separate institutions in one place. This reduces reliance on any single provider and gives a consolidated picture without manually cross-referencing statements.
Audit-ready history
Every allocation change, threshold adjustment, and rebalancing event is logged with a timestamp. When a bookkeeper or accountant asks "why did this move," the answer is already documented.
Scheduled review cycles
Reserve positions are reviewed on a fixed cadence rather than reactively. This keeps the system from responding to short-term noise while still catching genuine shifts in liquidity needs.
Withdrawal-friendly structure
Allocation logic accounts for access needs upfront, so funds earmarked for near-term obligations are held in a form that can be reached without unwinding the entire structure.
From setup to ongoing oversight
The features above aren't standalone tools — they operate as one sequence, from initial configuration through to routine reporting.
Define parameters
You set liquidity minimums, exposure limits, and review frequency. These become the fixed rules the allocation engine follows.
Initial allocation
Existing reserves are mapped against your parameters and distributed accordingly, with a record of the starting position stored for reference.
Scheduled rebalancing
On each review cycle, the system checks current positions against thresholds and adjusts only where a rule has been triggered.
Reporting and logs
A summary is generated each cycle, alongside a full log entry, so oversight doesn't require you to track activity manually.
Features that stay out of the way until they matter
Altrevia Ki isn't a trading terminal and isn't designed for active management. The feature set is intentionally narrow — allocation, thresholds, reporting, logs — so that reserve oversight fits into a normal workweek instead of taking it over.
If a feature doesn't reduce manual effort or improve transparency around reserve decisions, it isn't included.
Common questions about the platform
Can I change risk thresholds after setup?
Yes. Thresholds can be adjusted at any time, but changes take effect from the next review cycle rather than instantly, to avoid reactive shifts.
Does the allocation engine make discretionary calls?
No. It only acts when a configured threshold is crossed. Outside of that, positions remain unchanged until the next scheduled review.
How often are reports generated?
Reports follow the review cadence you set during configuration, typically on a monthly basis, though the frequency is adjustable.
Is the audit log exportable?
The allocation and adjustment history is structured so it can be shared with a bookkeeper or accountant as part of your normal record-keeping.
More detail on setup and pricing is available on the Advantages and Why Choose Us pages.